Backed by

DPW Awards 2025

Build more profitable books, faster

AI-native Actuarial Workbench that gives your actuarial and underwriting teams superpowers… from triage through the bind

tesora.ai

Coverage

$1B

Total Insured Value: $735M

Data Ingestion Progress

Next Step: Loss Runs

65%

Milestones

Next: Reinsurance

3/5

Completed

Due Date

Policy

Dec 21, 2025

59 days remaining

Project Description

Reduce premiums for a mixed-use real estate portfolio

Project Timeline

Full Timeline

Portfolio Description

19 Single-Family Homes

3 Apartment Complexes

19 Commercial Warehouses

Active Tasks

[@james] Loss Ratio Review

$125k

Review calculated loss ratio for strategic resale

Team Chat

4

8.03am: Tim

Update

Previous policies look good, time to look at loss runs

tesora.ai

Coverage

$1B

Total Insured Value: $735M

Data Ingestion Progress

Next Step: Loss Runs

65%

Milestones

Next: Reinsurance

3/5

Completed

Due Date

Policy

Dec 21, 2025

59 days remaining

Project Description

Reduce premiums for a mixed-use real estate portfolio

Project Timeline

Full Timeline

Portfolio Description

19 Single-Family Homes

3 Apartment Complexes

19 Commercial Warehouses

Active Tasks

[@james] Loss Ratio Review

$125k

Review calculated loss ratio for strategic resale

Team Chat

4

8.03am: Tim

Update

Previous policies look good, time to look at loss runs

Your actuaries passed the exams…
Let them do the work they trained for

Case studies

Real Property Captive

We're working with a cutting-edge real estate captive insurance provider to build a custom Operating System to administer their business.

0%

More leads generated

0hrs

Time back / customer

0,000+

Pages of PDFs

Catalyzing growth

P&C Insurance

"Before Tesora we were spending too much time compiling, reconciling, and reporting captive financials and risk data for Real Property Captive’s Protected Cell structure — insurance we design to give mid-sized real estate owners control over premiums and underwriting profits. Tesora’s platform built us custom workflows that integrate our captive administration, compliance checks, and data synthesis, dramatically reducing manual effort and errors and enabling us to run quarterly reporting and actuarial filings with confidence. Our focus on lender and regulatory requirements goes hand in hand with their secure architecture and we will continue to build out our operating system alongside them."

Angad Guglani

Case studies

Captive Insurance Partners

We partnered with Captive Insurance Partners to bring the benefits of group captive insurance to American businesses.

0x

Less back-and-forth

0min

From PDFs to data

0

Unified data model

Streamlining Operations

Commercial Business Insurance

"At Captive Insurance Partners, we specialize in helping mid-market businesses transition from traditional commercial insurance to customized group captive programs that give them ownership of their risk financing and greater stability in premiums. Integrating Tesora into our operations is helping us automate and standardize many of the administrative and reporting processes that previously required extensive manual coordination. With Tesora’s AI workflows, we now consolidate data across clients, run consistent compliance and performance analytics, and produce structured insights that support our captive feasibility studies and ongoing program management. Tesora’s platform has been instrumental in scaling our service delivery, improving accuracy in our group captive modeling, and freeing our team to focus more on strategic risk advisory rather than operational overhead."

Chief Operating Officer

What is an Actuarial Workbench?

AI will never replace actuarial judgement but it can eliminate weeks of prep work and run models at a scale that was never possible before.

From raw submission to priced structure… in hours, not weeks. Our platform handles document ingestion, loss development, Monte Carlo simulation, and reinsurance structuring so actuaries can start analyzing immediately.

AI-Native Modules

Discrete capabilities covering the full actuarial pipeline… from claim-level extraction through captive pricing

Discrete capabilities covering the full actuarial pipeline… from claim-level extraction through captive pricing

Built with Enterprise-grade security and compliance

Every transformation is logged: raw value → factor applied → override reason → final output. Generates methodology documentation and assumption registers for regulatory filings and peer review.

Full source traceablity — Every extracted number links back to the exact page, row, and cell it came from.

Copilot to Autopilot — From guided overrides to full automation with complete visibility at every step.

Plain English changes — Describe adjustments in natural language. See results immediately with instant development cycles for custom analyses.

Version controlled specifications —Review changes, rollback safely, and maintain a complete history of your business logic.

Connects to any existing stack

  • Policy Administration Systems

  • Claims Management Systems

  • SharePoint & Teams

  • @Risk / Custom Excel Macros

  • Document Libraries & Submission Folders

Custom analysis

In minutes

$$$ saved

Full Excel under the hood

This isn't a black box. Every analysis the Workbench produces is exportable as a formatted Excel workbook with live formulas… Actuaries can open the file, trace every calculation, and modify anything.

Your actuaries today

Actuaries with Tesora

Platform

Everything your actuaries need before the model.

Intelligent workflows for data ingestion, actuarial prep, and underwriting… so your team focuses on judgement not janitorial work.

Data Ingestion

Workflow Encoding

Actuarial Data Prep

Knowledge Capture

What about model security?

AI tools generate hallucinations. We generate audit trails.

Every data point traces back to its source document. Every transformation is logged. Your data stays yours — no training on your submissions, no shared models, no third-party LLM sees your loss runs or pricing assumptions.

41 Submissions

35 Quotes

12.4% profitability

improvement

Frequently Asked Questions

How secure is Tesora?
Tesora adheres to leading industry security standards. All data is encrypted in transit using TLS 1.2, and data stored at rest is protected with AES-256 encryption. Access to data is tightly controlled through strict role-based access controls. For additional details, please refer to our Security page.

How does Tesora use my data?
Tesora puts users in full control of their data. We do not train models on customer data, and we maintain zero data retention agreements with closed-source model providers.

Can Tesora integrate with my existing systems?
Totally! Tesora’s unified data layer enables seamless integration with your existing systems through pre-built or fully customizable integrations that can be used across your applications.

What deployment options does Tesora offer?
Tesora offers flexible deployment models, including on-premises, cloud, and hybrid environments, to align with your security and operational requirements. You can bring your own data warehouse, data lake, execution engine, and infrastructure, or choose our secure, fault-tolerant cloud platform.

How does pricing work?
For pricing information, please contact us at
sales@tesora.ai.

Your team. Empowered.

See what your actuaries can do when the data is already done.

See results in your first day!

Early access to the Alpha program

AI-powered actuarial analyses

Enterprise Security (Trust Center)